Updated: Apr 30, 2025

You don’t have to spend big or open new credit cards to earn rewards. With the right apps, you can make money or earn gift cards just by doing things you already do—like shopping, walking, or scanning receipts.

How Rewards Apps Work

Most rewards apps work by partnering with brands and retailers to gather data on consumer behavior. In exchange for your participation, they give you points, cash back, or gift cards when you complete certain tasks—like making purchases, answering surveys, or just logging in regularly.

While none of these apps will make you rich, using them consistently can add up over time. Many people use rewards apps to cover holiday shopping, pay for groceries, or treat themselves to something special without dipping into their regular budget.

Best Apps That Reward You for Shopping

Shopping apps are among the most popular because they often provide cash back or points for things you already buy. Some require you to shop through the app, while others track your spending through linked cards or by scanning receipts.

1. Rakuten
Formerly known as Ebates, Rakuten gives you cash back when you shop through their links at over 3,500 stores. You simply create an account, visit the store’s page through Rakuten, and make a purchase. Cash back is sent via PayPal or check every quarter. Learn more at rakuten.com.

2. Ibotta
Ibotta lets you earn cash back on groceries and household essentials. You browse offers in the app, shop at participating stores, then upload a photo of your receipt or link your loyalty card. Payouts are available through PayPal, gift cards, or bank transfer once you hit $20. Details at ibotta.com.

3. Fetch Rewards
Fetch Rewards is one of the easiest receipt-scanning apps to use. You just take a picture of any grocery or retail receipt and earn points automatically. Points can be redeemed for gift cards to stores like Amazon, Target, or Walmart. Get started at fetch.com.

4. Upside
Upside (formerly GetUpside) offers cash back on gas, groceries, and restaurant purchases. Open the app, check offers nearby, and claim them before you buy. Then just scan your receipt or pay with a linked card to get your reward. More info at upside.com.

Apps That Reward Healthy Habits

Some apps reward you for getting active, walking, or even going to bed on time. If you’re already trying to live a healthier lifestyle, these apps can help keep you motivated—and reward you in the process.

1. Sweatcoin
Sweatcoin tracks your steps and converts them into digital currency, which can be redeemed for products, gift cards, or charitable donations. It works outdoors only and is available for both Android and iOS. Visit sweatcoin.com to learn more.

2. Evidation
Evidation (formerly Achievement) syncs with fitness trackers to reward you for activities like walking, sleeping, and tracking meals. You can earn points for surveys and sharing health data (anonymously). Once you earn 10,000 points, you can redeem them for $10 via PayPal or a gift card. Sign up at evidation.com.

Make Money from Surveys and Opinions

If you’re looking to earn small amounts in your spare time, survey apps can help. They reward you for answering questions, watching ads, or testing products.

1. Swagbucks
Swagbucks offers a wide range of earning options: surveys, watching videos, playing games, shopping online, and more. You earn points (called SB), which can be redeemed for gift cards or PayPal cash. It’s one of the most well-known and trusted rewards platforms. Get started at swagbucks.com.

2. InboxDollars
InboxDollars pays you cash (not points) for doing things like answering surveys, reading emails, or trying new products. You need at least $15 to cash out, and the platform is free to join. Visit inboxdollars.com for more.

3. Pinecone Research
This app pays higher-than-average amounts (usually $3 per survey) and focuses on product testing and consumer opinions. Sign-up is limited, but if you can get in, it’s one of the better-paying survey options. Apply at pineconeresearch.com.

App Comparison: Best for Different Habits

Tips to Maximize Rewards

Use multiple apps at once. For example, scan the same receipt in Ibotta and Fetch Rewards to double your points. Link your loyalty cards and credit cards to apps when possible to avoid manually uploading receipts. Check for special promotions—many apps offer bonuses for referring friends or completing a streak of daily check-ins.

Keep in mind that rewards apps work best when used consistently. Make them part of your routine, like checking in after grocery shopping or walking to work, and the rewards will build up faster than you think.

Staying Safe While Using Rewards Apps

Before signing up for any rewards app, review its privacy policy. Make sure the app is reputable and doesn’t ask for unnecessary permissions. It’s best to avoid apps that require sensitive information like your Social Security number or full banking login.

Stick with apps that have been around for a while and have strong reviews on the App Store or Google Play. And always use a secure password when creating your account, especially if the app connects to your payment method.

Final Thoughts

Earning rewards through everyday apps is a simple, low-effort way to make a little extra cash or score free gift cards. Whether you’re walking to work, scanning grocery receipts, or shopping online, these apps help you turn daily routines into small financial wins. Choose the apps that match your habits, stick with them, and watch your points and cash back add up over time.